After looking at The Coral Cottage in yesterday's post you may wonder how in the world it inspired that name?! Well, I thought the old girl could use some glamour after her many years of service (so could I for that matter) so when I saw this chandelier from Ballard Designs catalog I decided to splurge:
It wasn't an outrageous splurge--I couldn't afford outrageous thanks to FEMA's 50% Rule but this is a knockoff of a more expensive coral chandelier and I was very happy with it.
What is the 50% Rule? In order to qualify for flood insurance when your home is below the flood elevation you must go to the only provider of that insurance, the Federal Emergency Management Agency. They want to limit their liability so homeowners are only allowed to spend 50% of the current value of the structure (land is not included in the valuation) to improve their homes every 5 years. We wanted to put a tin roof on our house but we couldn't quite squeeze it into the budget--so it will have to wait until 2017! There is a very diligent local overseer at Tybee and she "put the fear in me" :) There have been lots of wants that we had to pass on but I do have my beloved coral chandelier!
My plan is to introduce the coral theme through art and the color coral--I can just picture it! And we are getting closer to making the dream a reality--won't be long now. Stay tuned and see how it all unfolds.
I just added the widget that will allow people to follow this blog. It should be on this page to the right. I hope it works properly and I would be honored to have you follow along as we bring the Coral Cottage to completion.